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Gurgaon Gramin Bank Officers Exam Paper 2012:
The first set of Fourteen Nationalized Banks were nationalized in the year?
A. 1947
B. 1955
C. 1969
D. 1973
Answer: C
Term LIBOR is related with which of the following?
A. Stock market prices
B. Commodity prices
C. Sensitive Advances
D. Interest rates
Answer: D
The CRR is maintained in the form of?
A. Cash balances with RBI
B. Cash balances with banks
C. Cash balances with branches of banks
D. Cash balances with banks and RBI both
Answer: A
If a farmer avails a loan against pledge of gold ornaments for his agricultural needs the loan in this case would be which of the following?
A. Classified as Gold Loan
B. Consumption loan
C. Granted as agricultural loan
D. Treated as personal loan
Answer: A
What does the term ‘Kite Flying’ mean?
A. Doing unauthorized business
B. Allowing indiscriminate withdrawals to borrowers
C. Permitting withdrawals against uncleared effects, i.e., cheque sent in clearing or to be sent for clearing
D. Opening of letters of credit and discounting such LCs for accommodation
Answer: C
What is the full from of BIFR?
A. Bureau for Industrial and Financial Rehabilitation
B. Board for Institutional Finance and Rehabilitation
C. Board for Investigation and Formal Reconstruction
D. Board for Industrial and Financial Reconstruction
Answer: D
Which are the two critical variables that generally go into monetary planning by RBI?
A. Demand and interest rates
B. Growth and Inflation
C. Price and supply
D. Growth and interest rates
Answer: B
What do you mean by the term ‘Underwriting’?
A. The process by which a company either in the private sector or public sector raises money
B. The process by which investment bankers raise capital from investors with liability to subscribe to the issue in case of need
C. The act of subscribing in a public issue by qualified institutional investors or high net worth individuals
D. The process by which finance is arranged through private placement of shares
Answer: B
What does BPLR stand for?
A. Basic Priority Lending rate
B. Below Poverty Line Register
C. Benchmark Prime Lending Rate
D. Base Primary Lending Rate
Answer: A
Which of the following bodies/agencies decides the distribution of tax income between Central and State Governments in India?
A. Planning Commission
B. Central Law Commission
C. Reserve Bank of India
D. Finance Commission
Answer: D
Which of the following organizations provides credit history of the borrowers?
A. CIBIL
B. SEBI
C. RBI
D. IBA
Answer: A
Check Full Solved Gurgaon Gramin Bank Officers Exam Paper 2012
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